There are two kinds of body; the spiritual body and the material body
To better understand what is meant by gross and subtle body materials. It is important to remember first of all that it is the original nature of the living being and why it is embodied in a material body.
The living being is essentially a soul, a purely spiritual nature. Originally, his true home is in the spiritual world. When he saw the spiritual world, he has a body having a purely spiritual form, which is its true spiritual form. This form is not different from his soul, so that the shape of our material body is a manifestation of the false ego, and, when with him, completely different from our true self. The material body, covered in truth our soul. Our real form is spiritual, original and not only eternal, but also full of knowledge and bliss.
The spiritual world is the actual remains of living things. They live happy and death shines by its absence. This world is called Vaikuntha and in Sanskrit it means "the world without anxiety." Everything is effulgent and filled with consciousness and bliss. The size of Vaikuntha, the spiritual world, is inconceivable. The material world itself is inconceivable dimension of knowing that what we perceive in the cosmos is only part of the closed universe in which we find ourselves and that this universe is compared against other world, to a mustard seed in a mustard bag. However compared to Vaikuntha the material world occupies only a tiny part of God's creation.
The suicide may take a ghost body after death
As already stated, suicide by is a guilty act influenced by the modes of ignorance and passion.
"Acts such as suicide are influenced by ignorance, yet under the influence of ignorance and passion, one can not know God or Krishna.
The Lord also said, "You have devoted your life and your body in My service Your body does not belong to you and you have no right to remove the many services I accomplish through you... "
So once again, the disapproval of the Supreme Lord and the Scriptures proved vis-à-vis suicide seems obvious, and thus, the person who runs suicide great risks; to be deprived of coarse material body for a while and having to wander helplessly in a phantom body or etheric body.